Creating Exceptional Communities
Creating Exceptional Communities
Holiday & Residential Park living, throughout the UK
Creating Exceptional Communities
Financing Your Park Home
If you’re looking to live permanently in a park home for downsizing, it can be confusing because downsizing is typically to a cheaper property. This is especially the case for park homes as they are cheaper than a brick-and-mortar home. Due to the cost difference between a brick-and-mortar home and a park home, we get asked frequently if it’s possible to part exchange for a cheaper one.
Part-Exchange Available
Selected Properties Only — T&C’s Apply
Buying Your Park Home
The great thing about choosing our part exchange scheme is that you can still part exchange your current home for a cheaper one. It can be achieved by using an independent part exchange provider, such as Monte Carlo Parks.
Typically, many part exchange schemes require you to buy a property that is at least 30% more expensive than your current home. However, our scheme (and many other independent schemes) is more relaxed. This gives you the ability to easily downsize to a cheaper park home or if you like, upsize or get a property that is of similar value.
Our Part Exchange Scheme
To understand our part exchange park homes scheme, we need to explain what part exchange means when buying a park home. Put most simply, a part-exchange is when you trade in your house (or existing holiday home) as part-payment for a new property.
A property developer buys your existing house and then deducts its value from the cost of your new home. It is often a good way to move quickly without having to sell your home through the traditional means with an estate agent. It’s hassle-free, allowing you to get into your dream park home quickly and with much less stress!
Five Simple Steps
Our part exchange park homes scheme offers the chance to secure your dream park home. We are able to offer 100% market value for your current home, which can be used against the cost of your new park or leisure home.
This means you can get the value of your home to help pay for your new one while also having a seamless process that is stress-free, worry-free and usually fast.
Holiday Home Financing Available
Holiday Home Financing is exclusively available for properties at Sandy Beach Holiday Park, Norfolk and Sea End Country Park, Essex. This financing is offered and underwritten by Propensio. Propensio Finance provide regulated hire purchase agreements to support customers in financing their dream holiday homes.
Propensio are regulated by the Financial Conduct Authority (FCA) and are members of the Finance and Leasing Association.
Sandy Beach Holiday Park is owned and operated by Sandy Beach Holiday Park Limited, a part of Luxury Home Lifestyle Group. Sandy Beach Holiday Park LTD is authorised and regulated by the Financial Conduct Authority (FCA), to undertake credit broking activities, under FCA Firm Reference Number 1011694. We can introduce you to Propensio Finance Limited to fund your purchase. Finance is subject to status and affordability.
Rice and Cole Limited, trading as Sea End Country Park is authorised and regulated by the Financial Conduct Authority FRN 1015101. We are a credit broker, not a lender and we have a facility with a panel of lenders. Finance is subject to status and lender affordability checks. Finance Representative Example. Representative Example: Cash Price £39,895.00, Deposit £4,000.00, Amount borrowed £35,895.00, term of loan 120 months, representative 11.9% APR (fixed). Repayable by 120 regular monthly payments of £499.54, Final Option to Purchase Fee £10.00, total charge for credit £24,049,80, Total Amount Repayable £63,954.80
Your Simple Home Exchange Journey
Making your move to a new park home couldn’t be easier. We’ve created a simple, stress-free Home Exchange process that helps you transition smoothly — while saving you time, effort, and money.
Step 1 — Free, No-Obligation Valuation
We’ll arrange for two independent estate agents to value your current home. Using their professional assessments, we’ll make you a fair and transparent Home Exchange Offer, so you know exactly what to expect from the start. We typically request both 6-week and 12-week valuations, and we’ll discuss these with you to ensure all parties agree on the final figure. We also instruct the estate agent to market your property above the valuation for a few weeks, ensuring you achieve the best possible market value.
Step 2 — We Pay Your Fees
Forget the hidden costs of moving — we’ll cover your estate agent and solicitor fees. That means no upfront costs, helping you save thousands and keeping your move completely hassle-free.
Step 3 — Secure Your New Home
Once you’re happy with your offer, it’s time to choose your dream park home. Simply place your deposit to secure one of our stunning show homes or select a bespoke design tailored perfectly to your lifestyle. Conveyancing begins as soon as your plot is confirmed.
Step 4 — Exchange & Move In
When contracts are exchanged, the exciting part begins — you can move into your brand-new park home even if your house is not yet sold and start enjoying the lifestyle you’ve been waiting for. We call this a ‘long-stop completion’, which allows you to move into your new home sooner. You’ll remain the legal owner of your existing property until legal completion, and you won’t pay a penny for your park home until that point.
Step 5 — Completion
Finally, we’ll complete the sale of your existing bricks-and-mortar home, giving you total peace of mind. You’ll then receive your new park home along with the price difference between your current home and your new one.
Example —
Your bricks-and-mortar home is valued at £350,000. Your new park home costs £250,000. NO Stamp Duty. NO Solicitor Fees. NO Estate Agent Fees. After completion, you’ll move into your beautiful new park home and receive the £100,000 difference — which you can use to pay off your mortgage, enhance your pension or help family financially.
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